Your Finish Rich Plan – A Personal Finance Blog

Where we put the emphasis on the personal in personal finance
December 26th, 2008

American Express Gift Cards

American Express Gift Cards

One of the most annoying things when you’re looking for a gift for a dear friend, family member, or loved one, is that it’s sometimes very difficult to pick and find that perfect gift that you know they will love. That becomes especially hard as time goes on, because you might come to the conclusion that you’ve run out of ideas on what to give… When you feel you’re in a quandary, sometimes your best best is to offer a gift card. When you do, it’s good to offer a gift card with the backing of a solid company and American Express gift cards might be just the ticket.

Some people criticize the practice of offering gift cards as gifts; their opinion is that it shows a lack of concern for the person you’re giving the gift to, because you didn’t take your time to figure out what that person really wanted or needed. On the other hand, there’s no denying that giving someone a gift like an American Express gift card is very convenient on several levels.

First of all, it eases the burden on you. There’s no guesswork involved except for deciding how much money you can afford. The generic American Express gift cards come in $25, $50, $100, $200, $500, $700, $1000, $2000 and $3000 denominations. As for how much they cost, there’s a $3.95 per gift card fee plus shipping and handling if you’re ordering online. There is also a personalized American Express gift card option and it comes in $25, $35, $50, $75, $100, $150, $200, $250 and $500 denominations, and you can order for up to 10 recipients at a time. So it doesn’t really matter the occasion, whether it be an upcoming holiday, a birthday, an anniversary, or a wedding, if you have to give a gift, an American Express gift card is a good option.

Secondly, American Express gift cards are accepted everywhere American Express cards are. And they’re not tied to a particular retailer that just might go out of business before you get the chance to use your gift card. So the gift of an American Express gift card not only gives the recipient the option to use it at millions of locations, but it also protects them, to some degree, and they know that they will most likely have a good chance of actually using the card since the issuer is one of the most stable financial institutions in the world.

Finally, different people want (or need) different things and you might never know that your son wanted to take this love interest of his on a dinner date or that your wife wanted a Nintendo Wii… Give them an American Express gift card, and they will get exactly what they want.

American Express Gift Cards

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